California Insurance Specialist





Contractors

As Independent Brokers for Orr & Associates, we have the expertise to cater to the specific insurance needs of your industry. In today’s litigious society, protection against lawsuits and other liabilities is essential. With numerous quality markets we’ll find the quote that fits your need, and provide supreme service throughout the year.

Restaurants

Whether your restaurant is fast food, take out, or sit-down dining we have a variety of general liability policies as well as packages that includes your business equipment. For liability and business personal property click on “Restaurants”, for restaurant related workers comp, click on “Workers Comp” and complete the form as detailed as possible.

Small Business

From retail stores with general and product liability needs, to technology services who may need general liability PLUS professional liability we can help. For your general liability or business owner policy quote, click “Small Business”. For engineers, architects, technology services and others in need of Professional Liability, please send an email for a request for the appropriate application for your field of work.

Workers Comp

We know that your employees are one of your most important resources. In addition to providing a safe working environment, you need a carrier that helps you address indirect costs by helping you get injured employees back to work as quickly as is medically appropriate and assist you in preventing workplace injuries and illnesses. Our markets offer the coverage you need at a competitive price.

Commercial Auto

Are you covered while on the job? Does your employee use their car to run errands for you? Personal auto coverage doesn’t cover claims on accidents that occur while working. We have access to an abundance of markets to quote a variety needs including “Any Auto”(Symbol One offered when appropriate need is demonstrated), “Hired and Non-Owned Auto” and other special needs.

Equipment

We have markets to quote business personal property, scheduled or misc equipment, Motor Truck Cargo, Ocean Cargo and more. Go to our Equipment page and let us know what you need to cover!
News Feed

What is Data Breach Coverage?

With the trend toward paperless data filing, nearly all companies and healthcare practices that handle or store any personally identifiable information, customer and patient OR employee data are at risk for a data breach. The possibility is especially high for businesses that routinely deal with credit cards, patient medical records, Social Security numbers and other [...]

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Contractor License Bonds California

Did Your Bond Renewal Price Go Up This Year? Yes, that’s what we’re hearing from so many of our contractor clients. Many contractors are taking jobs just to stay “alive and working” and are not necessarily making money on the job. For those of you in the contracting business for some time, you know that [...]

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Insurance for Caterers

Most caterers start out with a dream ….a dream born from the love of cooking and baking, and their desire to share their delicious dishes with more than just friends and family. Ultimately many have eventual intensions of opening a restaurant, but some are happiest operating a catering service or lunch truck. Caterers liability insurance(s) [...]

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